:root {
  --navy: #061629;
  --navy-2: #0D263B;
  --teal: #126B78;
  --teal-dark: #0D263B;
  --lime: #A8E800;
  --paper: #FBFDFE;
  --ink: #172C3A;
  --muted: #5B6B74;
  --line: rgba(200, 212, 218, 0.78);
  --white: #FFFFFF;
  --display: 'IBM Plex Sans', sans-serif;
  --body: 'IBM Plex Sans', sans-serif;
  --shadow: 0 20px 60px rgba(7, 26, 45, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--body); line-height: 1.6; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button, a { -webkit-tap-highlight-color: transparent; }
.shell { width: min(1180px, calc(100% - 48px)); margin: 0 auto; }
.skip-link { position: fixed; top: 12px; left: 12px; z-index: 50; transform: translateY(-150%); background: var(--lime); color: var(--navy); padding: 10px 14px; font-weight: 700; }
.skip-link:focus { transform: translateY(0); }

.site-header { position: sticky; top: 0; z-index: 20; background: rgba(7, 26, 45, 0.94); color: var(--white); border-bottom: 1px solid rgba(255,255,255,.12); backdrop-filter: blur(18px); }
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; }
.wordmark { display: inline-flex; align-items: center; gap: 11px; letter-spacing: .04em; }
.wordmark strong { display: block; font: 700 20px/1 var(--display); letter-spacing: .13em; }
.wordmark small { display: block; color: rgba(255,255,255,.58); font-size: 7px; line-height: 1.6; letter-spacing: .26em; }
.wordmark-mark { position: relative; display: inline-flex; gap: 3px; align-items: end; height: 25px; width: 22px; }
.wordmark-mark i { display: block; width: 5px; transform: skew(-23deg); background: var(--lime); }
.wordmark-mark i:nth-child(1) { height: 17px; opacity: .55; }.wordmark-mark i:nth-child(2) { height: 23px; opacity: .78; }.wordmark-mark i:nth-child(3) { height: 14px; }
.desktop-nav { display: flex; align-items: center; gap: 32px; font-size: 13px; color: rgba(255,255,255,.73); }
.desktop-nav a { transition: color .2s ease; }.desktop-nav a:hover { color: var(--lime); }
.nav-cta { border: 1px solid rgba(184,237,0,.55); color: var(--lime) !important; padding: 11px 16px; }.nav-cta span { margin-left: 8px; }
.menu-toggle, .mobile-nav { display: none; }

.hero { position: relative; overflow: hidden; color: var(--white); background: var(--navy); min-height: 690px; padding: 105px 0 36px; }
.hero::before { content: ''; position: absolute; inset: 0; opacity: .4; background-image: linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px); background-size: 90px 90px; mask-image: linear-gradient(90deg, #000, transparent 78%); }
.hero-grid { position: relative; display: grid; grid-template-columns: minmax(0, 1fr) 480px; gap: 60px; align-items: center; }
.hero-copy { padding: 24px 0 60px; }.eyebrow { display: flex; align-items: center; gap: 10px; text-transform: uppercase; letter-spacing: .16em; font-size: 10px; font-weight: 700; color: rgba(255,255,255,.65); }.eyebrow.dark { color: var(--teal); }.eyebrow.light { color: rgba(255,255,255,.68); }.eyebrow-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--lime); box-shadow: 0 0 0 4px rgba(184,237,0,.13); }
h1, h2, h3, p { margin-top: 0; } h1, h2, h3 { font-family: var(--display); letter-spacing: -.055em; }
h1 { max-width: 690px; margin: 25px 0 24px; font-size: clamp(58px, 7vw, 92px); line-height: .94; font-weight: 600; }.hero h1 em, h2 em { color: var(--lime); font-style: normal; }.hero-lede { max-width: 510px; color: rgba(255,255,255,.72); font-size: 17px; line-height: 1.65; }.hero-lede strong { color: var(--lime); font-weight: 600; }
.hero-actions, .final-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; margin-top: 34px; }.button { display: inline-flex; justify-content: center; align-items: center; gap: 18px; min-height: 52px; padding: 0 22px; font-weight: 700; font-size: 13px; letter-spacing: .01em; border: 1px solid transparent; transition: transform .2s ease, background .2s ease, color .2s ease; }.button:hover { transform: translateY(-3px); }.button-lime { background: var(--lime); color: var(--navy); }.button-lime:hover { background: #d1ff42; }.button-dark { background: var(--navy); color: var(--white); }.button-dark:hover { background: var(--teal-dark); }.text-link { color: rgba(255,255,255,.78); font-size: 13px; border-bottom: 1px solid rgba(255,255,255,.35); padding-bottom: 5px; }.text-link span { color: var(--lime); margin-left: 8px; }.hero-proof { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; margin-top: 53px; color: rgba(255,255,255,.47); font-size: 10px; text-transform: uppercase; letter-spacing: .1em; }.hero-proof strong { color: rgba(255,255,255,.83); font-size: 11px; }.proof-divider { width: 1px; height: 14px; background: rgba(255,255,255,.25); }
.hero-art { position: relative; min-height: 470px; }.deadline-card { position: absolute; z-index: 2; width: 280px; min-height: 330px; top: 72px; left: 100px; padding: 29px; display: flex; flex-direction: column; justify-content: space-between; color: var(--navy); background: var(--lime); box-shadow: 28px 28px 0 rgba(8,119,130,.7); transform: rotate(4deg); }.card-label { font-size: 10px; text-transform: uppercase; font-weight: 700; letter-spacing: .12em; }.card-date { font: 600 96px/.78 var(--display); letter-spacing: -.1em; }.card-date span { display: block; margin-left: 7px; font: 700 20px/1 var(--display); letter-spacing: .11em; }.card-title { font: 600 19px/1.1 var(--display); max-width: 130px; }.card-arrow { position: absolute; right: 25px; bottom: 26px; font-size: 28px; }.hero-orbit { position: absolute; border: 1px solid rgba(184,237,0,.4); border-radius: 50%; }.orbit-one { width: 420px; height: 420px; left: 30px; top: 21px; }.orbit-two { width: 560px; height: 260px; left: -32px; top: 104px; transform: rotate(-38deg); border-color: rgba(8,119,130,.8); }.floating-mark { position: absolute; right: 0; top: 0; display: grid; place-items: center; width: 68px; height: 68px; border: 1px solid rgba(184,237,0,.5); color: var(--lime); font: 700 31px var(--display); }.hero-note { position: absolute; z-index: 3; font-size: 11px; color: rgba(255,255,255,.66); letter-spacing: .03em; }.hero-note span { color: var(--lime); font: 600 16px var(--display); margin-right: 8px; }.note-top { right: 0; top: 162px; }.note-bottom { left: 12px; bottom: 31px; }.scroll-cue { position: absolute; left: 50%; bottom: 32px; display: flex; align-items: center; gap: 17px; transform: translateX(-50%); color: rgba(255,255,255,.45); font-size: 10px; letter-spacing: .1em; text-transform: uppercase; }.scroll-line { display: block; height: 1px; width: 65px; background: rgba(255,255,255,.34); }

.signal-bar { background: var(--lime); color: var(--navy); }.signal-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; padding: 16px 0; }.signal-grid p { margin: 0; font: 600 13px var(--display); display: flex; align-items: center; gap: 13px; }.signal-number { opacity: .52; font-size: 10px; letter-spacing: .08em; }
.tools-section { padding: 125px 0 110px; background: var(--paper); }.split-intro { display: grid; grid-template-columns: 1.2fr .8fr; gap: 80px; align-items: end; }.section-intro h2, .about-copy h2, .faq-grid h2 { margin: 24px 0 0; color: var(--navy); font-size: clamp(46px, 5vw, 71px); line-height: .94; font-weight: 600; }.section-intro h2 span, .about-copy h2 span, .faq-grid h2 span { color: var(--teal); }.intro-side { max-width: 330px; padding-bottom: 3px; }.intro-side p { margin-bottom: 22px; color: var(--muted); font-size: 15px; }.underlined-link { color: var(--teal); padding-bottom: 6px; border-bottom: 1px solid var(--teal); font-weight: 700; font-size: 13px; }.underlined-link span { margin-left: 12px; }
.product-feature-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 21px; margin-top: 68px; }.product-card { min-height: 400px; padding: 30px 31px 28px; position: relative; display: flex; flex-direction: column; border: 1px solid var(--line); background: var(--white); }.product-card-accent { background: var(--teal); color: var(--white); border-color: var(--teal); }.product-topline, .product-bottom { display: flex; justify-content: space-between; align-items: center; gap: 18px; }.product-index, .product-tag { font-size: 10px; text-transform: uppercase; letter-spacing: .13em; font-weight: 700; }.product-index { color: var(--teal); }.product-card-accent .product-index { color: var(--lime); }.product-tag { color: var(--muted); text-align: right; }.product-card-accent .product-tag { color: rgba(255,255,255,.58); }.product-icon { width: 72px; height: 72px; display: flex; align-items: end; gap: 5px; margin: 38px 0 26px; padding: 15px; background: rgba(184,237,0,.16); }.product-icon span { display: block; width: 9px; background: var(--teal); }.product-icon span:nth-child(1) { height: 18px; }.product-icon span:nth-child(2) { height: 28px; }.product-icon span:nth-child(3) { height: 38px; }.product-card-accent .product-icon { background: rgba(255,255,255,.12); }.product-card-accent .product-icon span { background: var(--lime); }.icon-track { transform: rotate(-4deg); }.product-card h3 { max-width: 330px; margin: 0 0 11px; font-size: clamp(25px, 3vw, 34px); line-height: 1.02; font-weight: 600; }.product-card p { max-width: 390px; margin-bottom: 30px; color: var(--muted); font-size: 14px; line-height: 1.65; }.product-card-accent p { color: rgba(255,255,255,.7); }.product-bottom { margin-top: auto; }.product-bottom strong { font: 600 26px var(--display); }.product-bottom .button { min-height: 46px; padding: 0 17px; font-size: 12px; }.shop-strip { display: flex; justify-content: space-between; gap: 20px; padding: 24px 0 0; color: var(--muted); font-size: 13px; }.shop-strip a { color: var(--teal); font-weight: 700; }.shop-strip a span { margin-left: 10px; }

.checklist-section { background: var(--teal-dark); color: var(--white); padding: 112px 0; position: relative; overflow: hidden; }.checklist-section::after { content: 'V'; position: absolute; right: -25px; bottom: -130px; color: rgba(255,255,255,.045); font: 700 460px/.8 var(--display); }.checklist-grid { display: grid; grid-template-columns: 1fr 410px; align-items: center; gap: 110px; position: relative; z-index: 1; }.checklist-copy h2, .final-cta h2 { margin: 22px 0; font-size: clamp(50px, 6vw, 79px); line-height: .91; font-weight: 600; }.checklist-copy p { max-width: 490px; color: rgba(255,255,255,.7); font-size: 16px; }.checklist-points { display: flex; flex-wrap: wrap; gap: 20px; margin-top: 38px; }.checklist-points span { display: flex; align-items: center; gap: 9px; font-size: 11px; color: rgba(255,255,255,.7); }.checklist-points b { color: var(--lime); font-size: 10px; }.checklist-action { color: var(--navy); padding: 31px; background: var(--white); box-shadow: 15px 15px 0 rgba(184,237,0,.8); }.action-top { display: flex; justify-content: space-between; color: var(--teal); font-size: 10px; font-weight: 700; letter-spacing: .15em; }.checklist-action h3 { margin: 47px 0 16px; font-size: 36px; line-height: .95; }.checklist-action p { color: var(--muted); font-size: 14px; }.full-width { width: 100%; margin-top: 18px; }.checklist-action small { display: block; margin-top: 18px; color: var(--muted); font-size: 10px; line-height: 1.5; }

.about-section { padding: 130px 0; background: var(--paper); }.about-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: 100px; align-items: center; }.about-badge { min-height: 410px; position: relative; display: grid; place-items: center; background: var(--lime); overflow: hidden; }.about-badge::before { content: ''; width: 200px; height: 200px; border: 1px solid rgba(7,26,45,.3); border-radius: 50%; }.badge-ring { position: absolute; border: 1px solid rgba(7,26,45,.25); border-radius: 50%; }.ring-a { width: 330px; height: 330px; }.ring-b { width: 470px; height: 240px; transform: rotate(54deg); }.badge-v { position: absolute; color: var(--navy); font: 700 160px/.8 var(--display); letter-spacing: -.16em; transform: translateX(-8px); }.badge-caption { position: absolute; right: 29px; bottom: 27px; color: rgba(7,26,45,.66); font: 600 10px/1.25 var(--display); letter-spacing: .1em; text-transform: uppercase; }.about-copy > p { max-width: 580px; color: var(--muted); font-size: 15px; }.about-copy > p:first-of-type { margin-top: 30px; }.director-links { max-width: 510px; margin-top: 35px; border-top: 1px solid var(--line); }.director-links a { display: flex; justify-content: space-between; gap: 20px; padding: 15px 0; border-bottom: 1px solid var(--line); font-size: 14px; font-weight: 700; }.director-links a span:last-child { color: var(--teal); }.credentials-row { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-top: 30px; color: var(--teal); font: 600 11px var(--display); }.credentials-row span { height: 14px; width: 1px; background: var(--line); }.credentials-row em { color: var(--muted); font: 400 11px var(--body); }

.faq-section { background: var(--white); padding: 118px 0; }.faq-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 100px; }.faq-lede { max-width: 280px; color: var(--muted); margin-top: 27px; }.faq-list details { border-top: 1px solid var(--line); padding: 0; }.faq-list details:last-child { border-bottom: 1px solid var(--line); }.faq-list summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 22px 0; font: 600 17px var(--display); }.faq-list summary::-webkit-details-marker { display: none; }.faq-list summary span { color: var(--teal); font-size: 25px; font-weight: 400; transition: transform .2s ease; }.faq-list details[open] summary span { transform: rotate(45deg); }.faq-list details p { max-width: 650px; margin: -4px 35px 22px 0; color: var(--muted); font-size: 14px; }
.final-cta { padding: 108px 0 125px; background: var(--navy); color: var(--white); position: relative; overflow: hidden; }.final-cta::after { content: ''; position: absolute; width: 510px; height: 510px; border: 1px solid rgba(184,237,0,.33); border-radius: 50%; top: -160px; right: 2%; box-shadow: 0 0 0 70px rgba(184,237,0,.03), 0 0 0 140px rgba(184,237,0,.02); }.final-cta-inner { position: relative; z-index: 1; }.final-cta h2 { max-width: 590px; }.light-link { color: rgba(255,255,255,.72); }
.site-footer { padding: 50px 0 28px; background: #041321; color: var(--white); }.footer-top { display: flex; justify-content: space-between; align-items: center; padding-bottom: 47px; border-bottom: 1px solid rgba(255,255,255,.13); }.footer-cta { display: flex; align-items: center; gap: 24px; color: rgba(255,255,255,.55); font-size: 12px; }.footer-cta a { color: var(--lime); font-weight: 700; }.footer-links { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 30px; padding: 36px 0; }.footer-links > div { display: flex; flex-wrap: wrap; align-items: center; gap: 14px; }.footer-label { width: 100%; color: rgba(255,255,255,.4); font-size: 9px; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }.footer-links a { color: rgba(255,255,255,.72); font-size: 12px; }.footer-links a:hover { color: var(--lime); }.footer-bottom { display: flex; justify-content: space-between; gap: 25px; color: rgba(255,255,255,.38); font-size: 10px; }.footer-bottom p { margin: 0; max-width: 570px; }.footer-bottom p:last-child { text-align: right; }

@media (max-width: 900px) { .hero-grid { grid-template-columns: 1fr 360px; gap: 20px; }.deadline-card { left: 45px; }.orbit-one { left: -10px; }.hero-note.note-top { right: -15px; }.checklist-grid, .about-grid, .faq-grid { gap: 50px; }.checklist-grid { grid-template-columns: 1fr 360px; }.about-grid { grid-template-columns: .65fr 1.35fr; }.about-badge { min-height: 350px; }.badge-v { font-size: 130px; }.faq-grid { grid-template-columns: .8fr 1.2fr; } }
@media (max-width: 700px) { .shell { width: min(100% - 36px, 560px); }.desktop-nav { display: none; }.menu-toggle { display: inline-flex; gap: 10px; align-items: center; border: 0; background: transparent; color: var(--white); font: 600 12px var(--body); text-transform: uppercase; letter-spacing: .1em; }.menu-toggle span { color: var(--lime); font-size: 18px; }.mobile-nav { flex-direction: column; padding: 0 18px 18px; border-top: 1px solid rgba(255,255,255,.12); }.mobile-nav.open { display: flex; }.mobile-nav a { padding: 14px 0; color: rgba(255,255,255,.78); border-bottom: 1px solid rgba(255,255,255,.1); font-size: 14px; }.mobile-nav a:last-child { color: var(--lime); }.hero { min-height: auto; padding: 67px 0 44px; }.hero-grid { display: block; }.hero-copy { padding: 0; }.hero h1 { font-size: clamp(56px, 17vw, 78px); }.hero-lede { font-size: 15px; }.hero-proof { margin-top: 35px; gap: 11px; }.hero-art { min-height: 355px; margin: 27px auto 0; transform: scale(.86); transform-origin: center top; width: 360px; }.deadline-card { width: 230px; min-height: 275px; left: 57px; top: 44px; padding: 22px; }.card-date { font-size: 78px; }.card-title { font-size: 16px; }.orbit-one { width: 340px; height: 340px; left: 10px; top: 7px; }.orbit-two { width: 440px; height: 220px; left: -30px; top: 77px; }.hero-note { font-size: 10px; }.note-top { right: -4px !important; top: 116px; }.note-bottom { left: 0; bottom: 10px; }.floating-mark { right: 9px; top: -10px; width: 52px; height: 52px; }.scroll-cue { position: static; transform: none; margin-top: -18px; }.signal-grid { display: block; padding: 7px 0; }.signal-grid p { padding: 10px 0; border-bottom: 1px solid rgba(7,26,45,.14); }.signal-grid p:last-child { border: 0; }.tools-section, .about-section, .faq-section { padding: 79px 0; }.split-intro, .product-feature-grid, .checklist-grid, .about-grid, .faq-grid { display: block; }.intro-side { margin-top: 27px; }.product-feature-grid { margin-top: 45px; }.product-card + .product-card { margin-top: 16px; }.product-card { min-height: 360px; }.shop-strip { display: block; }.shop-strip a { display: block; margin-top: 10px; }.checklist-section { padding: 79px 0 96px; }.checklist-action { margin-top: 44px; }.about-badge { min-height: 310px; margin-bottom: 48px; }.about-copy > p:first-of-type { margin-top: 25px; }.faq-grid > div:first-child { margin-bottom: 43px; }.faq-list summary { font-size: 15px; }.final-cta { padding: 78px 0 89px; }.final-cta::after { width: 330px; height: 330px; top: 50px; right: -160px; }.footer-top, .footer-bottom { display: block; }.footer-cta { display: block; margin-top: 25px; }.footer-cta a { display: block; margin-top: 7px; }.footer-links { grid-template-columns: 1fr; gap: 25px; }.footer-bottom p:last-child { margin-top: 14px; text-align: left; } }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; } }

/* Director profile cards */
.director-bios { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; max-width: 650px; margin-top: 35px; }
.director-card { display: grid; grid-template-columns: 48px 1fr; gap: 14px; padding: 17px; background: var(--white); border: 1px solid var(--line); }
.director-avatar { width: 48px; height: 48px; display: grid; place-items: center; color: var(--navy); background: var(--lime); font: 700 15px var(--display); }
.director-card-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; color: var(--teal); font-size: 9px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.director-card-top a { font-size: 17px; line-height: 1; }
.director-card h3 { margin: 12px 0 7px; font-size: 16px; line-height: 1.05; letter-spacing: -.035em; }
.director-card p { margin: 0; color: var(--muted); font-size: 11px; line-height: 1.55; }
.director-profile-link { display: inline-block; margin-top: 13px; color: var(--teal); font-size: 10px; font-weight: 700; }
.director-profile-link span { margin-left: 6px; }
@media (max-width: 700px) { .director-bios { grid-template-columns: 1fr; } }

/* Deadline banner and credential separators */
.urgency-bar { background: var(--lime); color: var(--navy); font-size: 11px; }
.urgency-inner { min-height: 34px; display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.urgency-inner strong { font-weight: 700; }
#deadline-countdown { font-weight: 700; letter-spacing: .04em; }
.credential-strip { gap: 10px; }
.credential-strip .credential-separator { color: rgba(255,255,255,.42); font-weight: 400; }
@media (max-width: 700px) { .urgency-inner { min-height: 42px; font-size: 10px; } .urgency-inner span:last-child { text-align: right; } .credential-strip { gap: 8px; } }

/* Official Virtus brand asset */
.about-badge { background: var(--navy); }
.about-badge::before, .about-badge .badge-ring, .about-badge .badge-v, .about-badge .badge-caption { display: none; }
.about-badge img { display: block; width: 100%; height: 100%; object-fit: cover; aspect-ratio: 1 / 1; }

.wordmark-mark { width: 30px; height: 30px; flex: 0 0 30px; border-radius: 50%; background: var(--navy) url('/assets/virtus-brandmark.png') center / cover no-repeat; }
.wordmark-mark i { display: none; }
.deadline-note { max-width: 560px; margin: 17px 0 0; padding-left: 13px; border-left: 2px solid var(--lime); color: rgba(255,255,255,.62); font-size: 12px; line-height: 1.55; }
.deadline-note strong { color: var(--lime); }
.legal-main { min-height: calc(100vh - 180px); padding: 100px 0; background: var(--paper); }
.legal-card { max-width: 820px; padding: 50px 56px; background: var(--white); border: 2px solid rgba(18,107,120,.18); box-shadow: 0 12px 30px rgba(6,22,41,.08); }
.legal-card h1 { margin: 22px 0 20px; color: var(--navy); font-size: clamp(50px, 7vw, 78px); line-height: .94; }
.legal-card h2 { margin: 39px 0 13px; color: var(--navy); font-size: 27px; }
.legal-card p { max-width: 680px; color: var(--muted); font-size: 15px; line-height: 1.7; }
.legal-card a, .legal-footer a { color: var(--teal); font-weight: 700; }
.legal-lede { font-size: 18px !important; }
.legal-updated { margin-top: 42px; font-size: 12px !important; }
.legal-callout { margin-top: 32px; padding: 18px 20px; border-left: 3px solid var(--lime); background: rgba(184,237,0,.12); }
.legal-callout strong { color: var(--navy); font-size: 13px; }
.legal-callout p { margin: 8px 0 0; font-size: 13px; }
.legal-footer { min-height: 80px; padding: 28px 0; }
@media (max-width: 700px) { .deadline-note { font-size: 11px; } .legal-main { padding: 62px 0; } .legal-card { padding: 32px 24px; } }

/* Professional services */
.services-section { padding: 118px 0 110px; background: #E7EFF1; }
.services-intro { display: grid; grid-template-columns: 1.1fr .9fr; gap: 80px; align-items: end; margin-bottom: 48px; }
.services-intro h2 { margin: 24px 0 0; color: var(--navy); font-size: clamp(42px, 5vw, 68px); line-height: .96; font-weight: 600; }
.services-intro h2 span { color: var(--teal); }
.services-intro > p { max-width: 410px; margin: 0 0 4px; color: var(--muted); font-size: 15px; line-height: 1.65; }
.services-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.service-card { display: grid; grid-template-columns: 36px 1fr; gap: 18px; min-height: 148px; padding: 24px; background: var(--white); border: 1px solid var(--line); transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.service-card:hover { transform: translateY(-2px); border-color: var(--teal); box-shadow: 0 14px 28px rgba(6,22,41,.08); }
.service-index { display: grid; place-items: center; width: 30px; height: 30px; color: var(--navy); background: var(--lime); font: 700 11px var(--display); }
.service-card h3 { margin: 2px 0 8px; color: var(--navy); font-size: 17px; line-height: 1.1; }
.service-card p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.55; }
.services-cta { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-top: 38px; padding-top: 22px; border-top: 1px solid var(--line); color: var(--muted); font-size: 14px; }
.services-cta .text-link { color: var(--teal); font-weight: 700; }
@media (max-width: 700px) { .services-section { padding: 79px 0 82px; } .services-intro { display: block; margin-bottom: 35px; } .services-intro > p { margin-top: 26px; } .services-grid { grid-template-columns: 1fr; } .service-card { min-height: 0; padding: 20px; } .services-cta { display: block; } .services-cta .text-link { display: inline-block; margin-top: 13px; } }

/* Service reassurance, contact and process */
.service-contact { margin-top: 38px; padding: 28px 32px; text-align: center; background: var(--white); border: 1px solid var(--line); }
.service-contact p { max-width: 620px; margin: 0 auto 20px; color: var(--navy); font: 600 17px/1.35 var(--display); }
.contact-actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 12px; }
.button-teal { background: var(--teal); color: var(--white); }
.button-teal:hover { background: var(--teal-dark); }
.button-outline-dark { border-color: var(--teal); color: var(--teal); }
.button-outline-dark:hover { background: var(--teal); color: var(--white); }
.service-trust { margin: 18px auto 0; color: var(--muted); font-size: 13px; text-align: center; }
.how-section { padding: 104px 0 112px; background: var(--navy); color: var(--white); }
.how-section h2 { margin: 21px 0 47px; color: var(--white); font-size: clamp(46px, 5vw, 70px); line-height: .94; font-weight: 600; }
.how-section h2 em { color: var(--lime); font-style: normal; }
.steps-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.step-card { padding: 26px 24px 4px 0; border-top: 1px solid rgba(255,255,255,.25); }
.step-number { display: block; margin-bottom: 29px; color: var(--lime); font: 600 27px var(--display); }
.step-card h3 { margin: 0 0 10px; color: var(--white); font-size: 24px; }
.step-card p { max-width: 260px; margin: 0; color: rgba(255,255,255,.68); font-size: 14px; line-height: 1.6; }
@media (max-width: 700px) { .service-contact { padding: 24px 18px; } .service-contact p { font-size: 15px; } .how-section { padding: 79px 0 86px; } .how-section h2 { margin-bottom: 38px; } .steps-grid { grid-template-columns: 1fr; gap: 0; } .step-card { padding: 23px 0 27px; } .step-number { margin-bottom: 15px; } }

/* Readability containers for services and process */
.services-intro-panel { padding: 30px 32px; background: var(--white); border: 1px solid var(--line); }
.services-intro-panel > p { margin-bottom: 3px; }
.services-grid { padding: 16px; background: rgba(255,255,255,.42); border: 1px solid rgba(200,212,218,.72); }
.service-card { min-height: 160px; padding: 25px 24px; }
.service-contact { box-shadow: 0 12px 28px rgba(6,22,41,.05); }
.step-card-panel { padding: 25px 24px 28px; background: rgba(255,255,255,.055); border: 1px solid rgba(255,255,255,.2); }
.step-card-panel p { max-width: none; }
@media (max-width: 700px) { .services-intro-panel { padding: 24px 20px; } .services-grid { padding: 10px; } .service-card { min-height: 0; } .step-card-panel { padding: 22px 20px 24px; } }

/* High-visibility container treatment and navy hover state */
.services-intro-panel, .service-contact { border: 2px solid rgba(18,107,120,.22); box-shadow: 0 8px 20px rgba(6,22,41,.08); }
.services-grid { border: 2px solid rgba(18,107,120,.16); box-shadow: 0 8px 20px rgba(6,22,41,.05); }
.service-card { border: 2px solid rgba(18,107,120,.14); box-shadow: 0 4px 12px rgba(6,22,41,.05); }
.service-card:hover, .service-card:focus-within { transform: translateY(-5px); border-color: var(--navy); box-shadow: 0 15px 0 rgba(6,22,41,.34), 0 24px 34px rgba(6,22,41,.18); }
.services-intro-panel:hover, .service-contact:hover { border-color: var(--navy); box-shadow: 0 12px 0 rgba(6,22,41,.28), 0 22px 34px rgba(6,22,41,.16); }
.step-card-panel { border: 2px solid rgba(255,255,255,.25); transition: transform .2s ease, border-color .2s ease, box-shadow .2s ease; }
.step-card-panel:hover, .step-card-panel:focus-within { transform: translateY(-5px); border-color: var(--lime); box-shadow: 0 14px 0 rgba(6,22,41,.7), 0 24px 34px rgba(0,0,0,.2); }
@media (max-width: 700px) { .service-card:hover, .service-card:focus-within, .services-intro-panel:hover, .service-contact:hover, .step-card-panel:hover, .step-card-panel:focus-within { transform: none; } }

.button-outline-light { border-color: rgba(184,237,0,.65); color: var(--lime); }
.button-outline-light:hover { background: var(--lime); color: var(--navy); }

/* Direct service enquiry form */
.service-enquiry-form { margin-top: 28px; padding-top: 27px; border-top: 1px solid var(--line); text-align: left; }
.form-heading { display: flex; justify-content: space-between; align-items: baseline; gap: 18px; margin-bottom: 18px; color: var(--navy); font: 600 16px var(--display); }
.form-heading small { color: var(--muted); font: 400 11px/1.4 var(--body); text-align: right; }
.form-fields { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-fields label { display: grid; gap: 7px; color: var(--navy); font-size: 11px; font-weight: 700; }
.form-fields input, .form-fields select, .form-fields textarea { width: 100%; box-sizing: border-box; border: 1px solid rgba(18,107,120,.28); border-radius: 0; padding: 12px 13px; color: var(--navy); background: var(--paper); font: 400 13px/1.4 var(--body); outline: none; }
.form-fields input:focus, .form-fields select:focus, .form-fields textarea:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(8,119,130,.14); }
.form-fields textarea { resize: vertical; min-height: 100px; }
.form-message { grid-column: 1 / -1; }
.form-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 17px; }
.form-actions .button { cursor: pointer; }
.form-note { margin: 13px 0 0; color: var(--muted); font-size: 11px; }
@media (max-width: 700px) { .form-heading { display: block; } .form-heading small { display: block; margin-top: 6px; text-align: left; } .form-fields { grid-template-columns: 1fr; } .form-message { grid-column: auto; } .form-actions .button { width: 100%; } }